Industry-specific knowledge on lending/credit with a minimum of 3 years experience
Knowledge of MySQL
Knowledge of Javascript and Python
Previous experience in use of Provenir or other credit decision engine.

Requirements

Industry-specific knowledge on lending/credit with a minimum of 3 years experience
Knowledge of MySQL
Knowledge of Javascript and Python
Previous experience in use of Provenir or other credit decision engine.

Job Description

Credit Policy formulation and strategy - Responsible for tracking success metrics and monitoring compliance to credit policy.
Use analytical techniques to provide insight into key portfolios and segment trends.
Improve the credit risk strategy to ensure the business operates within its agreed Risk Appetite and customers are treated fairly.
Work with the data science team to review emerging trends and recommend areas for investigation, support with scorecard deployments and performance.
Work with Products and other stakeholders to design strategy & loan process flows, ensure proper implementation and automation of credit actions and process changes.
Provide support to business and process lines on risk identification, assessment, mitigation- identify procedures and scenarios for quality controls, spot areas for improvement to enhance the product's efficiency.

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